Too Tired to Cook? That Exhaustion Costs You 💸


Issue #1

Frugal Hen

“A rough money week doesn’t ruin the month.”

Hi Reader,

I made too many trips to the grocery store lately. There. I said it.

Normally, I keep a running list, make one main shopping trip per month and a small restock run each week or two. Then, I call it good. But lately, I’ve been running to the store for more little things than usual here and there. And... apparently, I shouldn’t be trusted in a grocery store after work.

I’m tired. Everyone’s hungry. I don’t have a real plan; I'm mostly just winging it. So a few things we need go into the cart, then pizza goes in, or one of those heat-and-serve dinners that costs more because somebody else already did most of the work. Then a few “nice-to-haves” sneak in, too. And... even a new family game that caught my eye.

Did we need a new family game? No. Did it sound like a fantastic idea while I was tired and standing in the store with a family member who was complaining about being bored and hungry? Absolutely.

Tired Decisions Get Expensive Fast

The bigger problem wasn’t one pizza, dinner out, or impulse buy; it was failing to set a spending limit or log those extras. It left Future Beth to deal with the fallout. Several small, unplanned trips added up, forcing me to trim our spending and delay a debt payment. That’s why I believe in budgets that work for real life, not just on paper, like the one I built during an 18-month stretch when money was especially tight. You can read my survival guide, if your curious.

I’m not banning convenience food. I mean, it does have its place, but it’s harder to make good choices when I’m tired, hungry, and shopping without a plan. Now I keep a running grocery list as things get low and check my budget app more often. Like I should've been doing all along.

It's nothing groundbreaking... just fewer chances to make money decisions while exhausted and hungry.

I also made a Smart Grocery Savings Cheat Sheet to make this easier. If grocery spending has been creeping up on you too, you can grab it free here.

Quick side note: I’ve been subscribed to Morning Brew for quite a while and still read it regularly. I recently got the chance to partner with them, and the decision was an easy yes considering all the good stuff they cram their newsletter with for career-minded folks.


One Small Win Before I Go

After all those unnecessary grocery store trips, I needed a boring little win. So, this week, I made pork fried rice (kind of) with leftover roasted pork loin I had made the night before.

I don't actually fry the rice, though. I cook it. I saute everything else in a ton of garlic and some sesame oil. (We love garlic). Then add several scrambled eggs for good measure, and combine. My daughter always requests I add extra scrambled eggs because that's her favorite part.

Here's my exact recipe, but fair warning, it makes a lot. However, you can refrigerate it or freeze it for another meal (or two or three) later.

Ingredients

  • 2 cups cooked rice
  • 1 celery stalk, diced small
  • 2 carrots, peeled and diced small
  • 1/2 onion, peeled and diced small
  • 2 heaping tablespoons minced garlic
  • Sesame oil for cooking and flavoring
  • Soy sauce to taste

Directions

  1. While the rice cooks, sauté the vegetables and garlic in sesame oil until tender but still slightly firm.
  2. Add the scrambled eggs to the pan.
  3. Cook, stirring occasionally, until the eggs are fully cooked and broken into small pieces.
  4. When the rice and vegetable-egg mixture are done, remove both from the heat.
  5. Combine everything in a large serving bowl.
  6. Drizzle generously with sesame oil and soy sauce to taste.
  7. Fold everything together until well mixed, then serve.

That dish meant no extra grocery runs and no ordering take-out, no extra family games magically appearing my cart. We already had everything at home. So, it was just a simple dinner plan, and everyone loved it. And the kids even helped me make it!

Sometimes, that's the real win, right there.

A rough spending week doesn’t mean you've ruined the entire month. Notice it, adjust, and keep going. The takeaway I’m keeping for myself, too, is simple: before making an extra store run, add items to a running list first. Then check the budget and decide whether they really need to happen today.

When spending starts getting away from me, I’m using a quick three-step reset:

  1. Check what’s left in the grocery budget.
  2. Plan the next two or three meals around what we already have.
  3. Delay anything that can wait until the next regular shopping trip.

That gives me a chance to stop the little purchases before they turn into a much bigger budget problem.

If you’ve had one of those weeks, too, don’t try to “fix” the entire month simultaneously. Start simple: make the next spending decision a better and more intentional one.

That tiny pause can save more than you’d think.

Until next time,

Beth Casey

The Frugal Hen

Who’s Behind Frugal Hen

Hi! I’m Beth. I’ve learned frugal living works best when it’s practical, flexible, and rooted in real life

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Frugal Hen

The Frugal Hen isn’t your ordinary personal finance blog. Nope! Here, there’s no scratching around for mediocre financial tips — I’ll dig deep, cast my nets wide, and will uncover the real gems to help women like you save money, make money, find the best deals, and manage the heck out of every dollar you make, without sacrificing your sanity, style, or savings.

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